Makinenholding Investment Privacy Policy

Privacy Policy

Last updated: Feb 23, 2026

At Makinenholding Investment, we place the highest importance on protecting your personal data and privacy. This privacy policy explains how we collect, use, share, and protect your information when you use our website or financial services.

1. Information We Collect

We collect various types of information to provide our credit services:

• Personal Data: Name, first name, email address, phone number, postal address
• Financial Data: Income, employment status, banking information (for verification)
• Identification Data: ID number, date of birth
• Usage Data: Pages visited, session duration, device type
• Cookies: To improve your experience and analyze traffic

2. How We Use Your Data

• Process your credit applications and assess eligibility
• Manage contracts and monitor repayments
• Communicate with you (offers, important information)
• Improve our services and website
• Comply with legal and regulatory obligations
• Prevent fraud and ensure security

3. Sharing Your Data

We never sell your personal data. It may be shared with:

• Our service providers (partner banks, credit insurers)
• Competent authorities in case of legal obligation
• Audit firms for compliance verification

4. Data Security

We implement rigorous technical and organizational measures:

• SSL/TLS encryption for all transmissions
• Secure servers in Finland and EU
• Restricted and controlled data access
• GDPR compliance and Finnish financial regulations

5. Your Rights

In accordance with GDPR, you have the right to:

• Access your personal data
• Rectify inaccurate data
• Request erasure (right to be forgotten)
• Restrict processing
• Object to processing
• Withdraw consent
• Receive a copy of your data (portability)

6. Data Retention

We retain your data:

• For the time necessary to process your application
• Contract duration + 10 years (accounting obligations)
• Navigation data: maximum 13 months

7. Cookies and Trackers

We use essential cookies for site functionality and analytics cookies (Google Analytics) with your consent. You can refuse them via our consent banner.

8. Transfers Outside EU

All our data is hosted in Finland and the European Union. No transfers outside the EU are made.

9. Contact

10. Changes

We may update this policy. Changes will be published on this page with the last updated date. We recommend checking it regularly.

Makinenholding Investment – GDPR Compliant 2026